If you are living in rented accommodation and are looking to move, there are a number of things you should do to ensure that things go smoothly. When it comes to switching energy suppliers, there a few myths which continue to prevent tenants from finding a better deal.
Renting a home has become a popular way for those looking to move out to do so. When you go to view a property, you can get caught up in awe of the property and often little things can get overlooked. When you do go and view a property, it does pay to be organised, so it is worth taking a long a list of things you are looking for, as well as any questions to ask.
Three years ago, we saw the Financial Conduct Authority introduce stricter lending criteria to encourage banks and building societies to lend more cautiously; this has meant a tough time for those trying to step onto the property ladder. Since then, its Mortgage Market Review rules have required lenders to ‘stress test’ its applicants to ensure that they could survive if interest rates were to rise significantly.
Mortgage approvals have fallen for the first time in six months, because as of February, consumers were becoming more reliant on their credit cards, according to the Bank of England.
Located in the south-west of the United Kingdom, Devon is bordered by Cornwall, Somerset and Dorset. Its popularity lies predominately in the beauty of the rolling hills, the countryside and the coastlines, which enhances the quality of life for many; as well as providing an excellent location for tourists.